I get nearly £3k in universal credit payments - being a mum is hard work (2024)

A MUM-OF-FOUR has claimed she still doesn't get enough money to raise her kids despite getting almost £3,000.

The woman took to social media to reveal that her £2,800 monthly universal credit payment barely scratched the surface for her family.

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In the clip, the mum hit back at cruel trolls who wondered how she got so much money considering she didn't work.

But the matriarch went on to reveal that she does work, as a mum.

She wrote: "How am I doing absolutely nothing and getting more on UC than a full time worker...

"I'm not... because I ain't doing nothing, I'm a full time mum.

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"That's my job and the government pay me to do it."

The mum, who had left people shocked with her benefit payment doubled down saying that being a stay-at-home mum was not an easy task.

"Being a full time mum ain't so easy…. And £2800 to stretch a month with 4 kids is a job in itself," she captioned the post.

But people were not convinced as a flurry of comments came in claiming they lived off less and were doing just fine.

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Another clip saw the mum left with just under £2 in her bank account claiming her £2,800 payment doesn't even last them a month.

"How is it legal for the UK government to expect us to live like this," she added.

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The clip posted to the account @mum_in_need93 has since gone viral with over 38k views.

People were quick to take to the comments stunned by the amount of cash the mum got and horrified to hear she couldn't survive on it.

One person wrote: "That's 2000 more than I get and I have 4 kids. If I can manage on that then no reason why you can't on the amount you get."

Another commented: "I had two children and worked and guess what they now have great jobs and why because they learnt from me nothing comes on a plate."

"I waited until i was stable financially to have kids, as I didn't want my kids in poverty like I was, Ii learned my mum;s lesson on not what to do," penned a third.

How much Universal Credit can you get?

TRYING to work out how much Universal Credit you can get can be overwhelming.

There are so many different elements that can affect your claim and it makes the whole process even more complicated.

There are several free calculators that you can use to help you get an estimate, such as Gov.UK, Citizen's Advice, MoneySavingExpert, StepChange and Turn2Us.

You will need:

  • Details of all your income, such as existing benefits, tax credits, earnings from employment and your pensions,
  • Details of your partner's income if you're married, in a civil partnership or living with someone as a couple. You will be assessed as a couple
  • Information on any savings you have,
  • How much you pay in council tax per year, and whether you get any discounts, reductions or exemptions,
  • Details of your rent or mortgage payments,
  • Employment and income information about anyone else living with you, such as grown-up children,
  • Details about your carer's allowance if you receive it.

You'll need to make sure that the information provided is as accurate as possible to get the truest estimate.

Meanwhile a fourth said: "Try being a full time mum-of-4 and working 48 hours a week too."

"I'm a full time mum-of-4, I'm also full time employed by the NHS. what makes you more entitled than me?” claimed a fifth.

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Someone else added: “No you’re not working, the taxpayer is paying to bring your children up."

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I get nearly £3k in universal credit payments -  being a mum is hard work (2024)
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